Privacy Policy

Overview

FinPlan (“we,” “us,” or “our”) is committed to protecting your privacy. This Privacy Policy explains what information we collect, how we use it, and your rights regarding your data. By using FinPlan, you agree to the practices described in this policy.

Information We Collect

Calculator data

The DIME calculator runs entirely in your browser. Financial inputs you enter (income, debts, insurance amounts) are never transmitted to or stored on our servers. All calculations happen client-side.

Contact form

If you submit our contact form, we collect your name, email address, and message content for the sole purpose of responding to your enquiry.

Analytics data

We may collect anonymised usage data (page views, referral sources, device type) to understand how readers use the site. This data does not personally identify you.

Cookies

FinPlan uses the following types of cookies:

• Essential cookies — required for basic site functionality.
• Analytics cookies — anonymised data to improve the site experience. You may opt out via your browser settings.
• Advertising cookies — if Google AdSense is enabled, Google may set cookies to serve personalised ads based on your interests. You can manage ad personalisation at adssettings.google.com.

Google AdSense

FinPlan may display advertisements served by Google AdSense. Google uses cookies and similar technologies to serve ads based on your prior visits to our site and other websites. Google's use of advertising cookies enables it and its partners to serve ads based on your visit to our site and/or other sites on the Internet. You may opt out of personalised advertising by visiting Google Ads Settings. For more information about how Google uses data, see How Google uses data when you use our partners' sites or apps.

How We Use Your Information

• To respond to contact form submissions
• To analyse and improve site performance (anonymised data only)
• To serve relevant advertising (via Google AdSense, if enabled)
• To comply with applicable legal obligations

We do not sell, rent, or share personally identifiable information with third parties for their marketing purposes.

Data Retention

Contact form enquiries are retained for up to 12 months and then deleted. Anonymised analytics data may be retained indefinitely as it cannot be used to identify you.

Your Rights (GDPR / CCPA)

Depending on your location, you may have the right to:

• Access the personal data we hold about you
• Request correction or deletion of your personal data
• Object to or restrict processing of your data
• Withdraw consent at any time (where processing is based on consent)
• Lodge a complaint with your local data protection authority

To exercise any of these rights, please contact us.

Children's Privacy

FinPlan is not directed at children under 13. We do not knowingly collect personal information from children under 13. If you believe we have inadvertently collected such data, please contact us immediately.

Changes to This Policy

We may update this Privacy Policy periodically. The “Last updated” date at the top of this page indicates when it was last revised. Continued use of FinPlan after changes constitutes acceptance of the revised policy.